When Michael Jackson dies, 2 billion spams sent in a day. It is mostly to inform, but spam can contain viruses or malicious code. The second is product. Product is how the cyber criminals offer dangerous applications to the computer user. In order to attract user to use applications that was offered, usually the cyber criminals do spam indexing (to manipulate the trust level of an application) and scare ware (manipulate the results of anti-virus scan).

The third is partnership. Not only in the real business world, in the internet world cyber crime world have a joint venture, in which some producers join to spread their malware. One example is the partnership Conficker and Waledac that work together to complement each other. Waledac use botnet and conficker to distribute spam.

The last is insider threat or a threat from within. During this time many companies consider cyber crime always come from outside, and cyber crime could only happen from within. Employees a company can take advantage of confidential company data to look for money or revenge. The potential insider treat happen because the big economic problem. Info that they know is one way to get quick money. Computer users should be more aware of what they use or access through their computers.

1. Open the eyes and open the ear. If you are ready, and have a good intention of the funds, you need to open the eyes and ears width. 

2. Its one thing to remember is you must have enough funds to buy the house you want. So the time is not right for you if you do not have a plan regarding the purchase of a house. Do not burden yourself and family with the repayment ability of your home outside.

3. If you do intend to take out on mortgage loan for the house purchase, look around and compare the mortgage loan packages available in the market. Read the fine print and conditions attached with each loan contract.

4. If you have ready funds to buy a house, search for information as much as possible about the house on the marketing of housing, benefits, and ask how this work? Search information as much as possible so that you can prepare for the purchase of a home-cooked and not be bothered. Each company also offers a different for certain package and benefit. Choose according to your taste and your financial.

5. If you select the installment payment, do not take a home loan those unduly high results of your monthly income. Maybe you can fulfill in the first place but it can be that you will have difficulty for the next time, so it’s good when you are not ready with the funds you should now pause until you are really ready.

6. If you really want the perfect home, you must prepare to choose the time and find the right home. Choose according to your heart and desire, not forced, and not frivolous in choosing, because the end result will be disappointed.

7. Plan the purchase of the house when you are really need, do not in a hurry and you must carefully.

8. If you are not ready with the funds and desire, do not waste time to get what you want. YOU SHOULD be ready for the purchase financially when you are thinking about the purchase.